Frequently Asked Questions
How do I apply for a loan?
Getting a loan with us is easy! You'll need to come into our offices at 215 South Road, Lacytown and speak with one of our Loan Officers. You can call before to set up an appointment if you prefer.
What documents and information do I need to apply for a loan?
You'll need to bring one (1) piece of photo ID, Proof of Address, Proof of Employment, and your Banking Information.
How long does it take to get a loan?
A decision on your application will be made within a week (7 days).
What kind of loans do you have?
We offer two (2) types of loans for our clients Personal loans and Small Business loans. The Personal Loans we offer include: Consumer Loans, Home Repair Loans, Automobile Loans, Education Loans, Healthcare expenses, and Travel and Leisure. Our Small Business Loans include: Working Capital, Business Renovations, Equipment Loans, Receivable Finances, and Start-Up Loans.
How much money can I borrow?
We offer unsecured loans ranging from $50,000.00GYD to $300,000.00GYD and secured loans from $350,000.00GYD-2, 000,000.00GYD.
What are your terms?
Our terms can range from six (6) months to thirty-six (36) months based on the amount you borrow.
How do I make payments?
Payments can be made in any Republic Bank in Guyana, or by debit in our office. Please note we do not accept cash in our office.